FNB Funds Availability Policy. funds availability Our policy is to make funds from your deposits available to you on the first business day after the day we receive your deposit. If the Bank cashes a check drawn on another bank over the counter, the Bank may, at its option, withhold the availability of a corresponding amount of funds already in the customer’s account. The first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. If the Bank accepts for deposit a check that is drawn on another bank, the Bank may, at its option, make funds from the customer’s deposit available for withdrawal immediately but delay availability of a corresponding amount of funds in another account of the customer. It is available 24 hours a day, 7 days a week. Deposits of cash or checks made at an Automated Teller Machine (ATM) we do not own or operate (non- proprietary) may not be available until the fifth business day after the day of deposit. Special Note - First United National Bank will never ask for any personal or private information over the internet or by email. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. If you make a deposit before 3:00pm on a business day that we are open, we will consider that day to be the day of your deposit. Funds from all other check deposits will be available on the first Business Day after the day of your deposit. You redeposit a check that has been returned unpaid. Same Day Availability. First National Bank - a division of FirstRand Bank Limited. It is Sterling National Bank’s policy to delay the availability of funds that you deposit in your account. You have overdrawn your account repeatedly in the last six months. We will also tell you when the funds will be available. If you make a deposit before the close of business Monday through Friday on a business day that we are open, we will consider that day to be the day of your deposit. In some cases longer delays may apply. However, at least the first $225 of each day's total deposits may be available on the first business day after the business day of deposit. Member FDIC . Member FDIC . However, the first $200 of … NATIONAL IRON BANK FUNDS AVAILABILITY POLICY The purpose of this policy is to describe National Iron Bank’s check hold policy for transaction accounts. First Option Bank has proudly served the banking needs of our clients since 1923. The first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. The first $225 of your deposits, however, may be available on the first business day. Our policy is to make funds from your cash and check deposits available to you on the first business day after Our policy is to make funds from your cash and check deposits available to you on the first business day after the day we receive your deposit. The portal and news features are being provided by an outside However, if you make a deposit after the close of business, we will consider that the deposit was made on the next business day we are open. Funds will be available as described in our Funds Availability Disclosure. 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